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Invest smarter with Principal via Touch ‘n Go eWallet.

Kickstart your investment journey with us today.

Your financial journey begins here.

Invest smarter with Principal via TNG eWallet, a one-stop feature that gives you access to Principal's Global and Regional funds.

By investing as low as RM10, you can start building your retirement nest egg to achieve your long-term financial goals.

Discover our features

What are the benefits?

Invest from as low as RM10.

Invest from as low as RM10.

Projected-returns

Projected-returns* of up to 3.95% p.a.

Invest in your goals

Invest in your goals.

Safe and secure

Safe, secure and convenient platform.

Shariah-compliant

Shariah-compliant.

No lock-in period

No lock-in period.

*The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees.

About the fund

When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund.

Principal Islamic Money Market Fund (Class D)

NAV

MYR 1.0299

Change

0.01 %

Principal China New Energy Innovation Fund - Class D

NAV

MYR 0.9792

Change

0.70 %

Principal Titans Income Plus Fund - Class D

NAV

MYR 1.1163

Change

0.26 %

Principal Malaysia Titans Fund - Class D

NAV

MYR 1.1756

Change

0.03 %

Principal Asia Titans Fund - Class D

NAV

MYR 1.0835

Change

0.01 %

Principal Islamic Money Market Fund (Class D)

NAV

MYR 1.0299

Change

0.01 %

Principal Islamic Enhanced Opportunities Fund - Class D

NAV

MYR 1.3900

Change

-0.01 %

Load more funds
Principal Islamic RetireEasy 2050 - Class A

NAV

MYR 0.3145

Change

-0.25 %

Principal Islamic RetireEasy 2060 - Class A

NAV

MYR 0.3051

Change

-0.26 %

How to get started?

1
Launch Touch ‘n Go eWallet app.
2
Click on the GOfinance icon.
3
Tap on Investment and select ‘Principal’.
4
Perform eKYC#.
5
Complete risk assessment (For Invest feature only).
6
Make first Cash In using eWallet balance or FPX.


#For existing GO+ investors, you may skip this step and proceed to next. 

 

mb
Monthly Auto Cash In (Regular Savings Plan) now available.
Here's why you should consider activating this new feature when you invest with us via your eWallet.
investment icon
Only one quick step to activate monthly Auto Cash In (Regular Savings Plan).
stay motivated
Stay motivated and get closer to achieving your goals.
compounding-interest
Reap the benefits of compounding returns.

Quick step to activate Monthly Auto Cash In.

1
Select your goal or fund.
2
Enable Monthly Auto Cash In. Minimum monthly commitment of RM500 required.
 
3
Confirm your details to complete setup.

Frequently asked questions (FAQ)

1. How is investment possible with Principal through Touch 'n Go eWallet app?

You can now invest in Unit Trust funds* (“Fund”) with Principal Asset Management Berhad (“Principal Malaysia”) through GOfinance’s Investment feature.

*See FAQ no. 4 for fund listing.

2. What are the features in this Investment feature?

There are two features as below:

FeatureDescription
SaveSave is a goal-based investment feature where you can select and personalise your investment goals(s)
InvestInvest is a new feature that enables investors to invest in Global & Regional in both conventional & Islamic funds for potentially higher returns.
RetireRetire enables you to invest in Private Retirement Schemes to build your retirement fund.
3. What is the difference between GO+ and Save/Invest/Retire?
 GO+Save/Invest/Retire
Purpose For daily usage
Earn daily returns on your balances and use them to make payments.
 		For Investment
An option to diversify and build your investment portfolio.
 
Returns    Daily nett returns of up to 3.45% p.a. or more.

For Save feature
Projected gross returns* of up to 3.95% p.a.

For Invest feature 

Average total returns of up to 15.86% (Since inception until 31 January 2024. 

For Retire feature  

Returns of up to 26.80% (Since inception until 30 September 2024).

*Past performance is not an indication of future performance. 

Withdrawal/Cash Out
  • Instant Cash Out for GO+ balances to make payment through Touch ‘n Go eWallet’s merchants.
  • Up to three (3) Business Day to bank account.
     

For Save feature
Up to two (2) Business Days to bank account

For Invest feature 
Up to seven (7) Business Days to bank account


For Retire feature 
Refer to Part 5, Q13.

Investment HorizonShort to mid-term

Mid - long term*

*3 years or more. Please refer to the Fund's Product Highlight Sheet for details.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4. What is the difference between Save, Invest and Retire feature?
 Investing in “Save” featureInvesting in “Invest” feature
 		Investing in “Retire” feature
 
Purpose For savings
An option for you to invest in your financial goals.
 		For investing
An option for you to diversify your investment based on your risk appetites.
 		For retirement
Invest in Private Retirement Schemes to build your retirement fund.
 
Fund(s) 

Shariah-compliant Fund

  1. Principal Islamic Money Market Fund (Class D)

Conservative 

  1. Principal Islamic Money Market Fund (Class D)
  2. Principal Islamic Global Selection Moderate Conservative Fund (Class D)
  3. Principal Lifetime Bond Fund (Class D)

Moderate

  1. Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
  2. Principal Islamic Global Selection Moderate Fund (Class D)
  3. Principal Islamic Lifetime Balanced Fund (Class D)
  4. Principal Lifetime Balanced Income Fund (Class D)

Aggressive

  1. Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
  2. Principal Islamic Global Selection Aggressive Fund (Class D)
  3. Principal Asia Pacific Dynamic Income Fund (Class D)
  4. Principal Global Titans Fund (Class D)
  5. Principal DALI Global Equity Fund (Class D)
  6. Principal Islamic Enhanced Opportunities Fund (Class D)
  7. Principal Asia Titans Fund (Class D)
  8. Principal Malaysia Titans Fund (Class D)
  9. Principal Titans Income Plus Fund (Class D)

Conventional 

  1. Principal RetireEasy 2030 (Class A)
  2. Principal RetireEasy 2040 (Class A)
  3. Principal RetireEasy 2050 (Class A)
  4. Principal RetireEasy 2060 (Class A)

Islamic

  1. Principal Islamic RetireEasy 2030 (Class A)
  2. Principal Islamic RetireEasy 2040 (Class A)
  3. Principal Islamic RetireEasy 2050 (Class A)
  4. Principal Islamic RetireEasy 2060 (Class A)
Cash In Min RM10Min RM10Min RM100
Withdrawal/Cash Out 
 		Up to two (2) Business Days to the bank account.
 		Within seven (7) Business Days.

 		Refer to Part 5, Q13.

 
Investment HorizonShort to mid-termMid to long-term*
*3 years or more. Please refer to the Fund's Product Highlight Sheet for details.
 		Mid to long-term*
Please refer to the Fund's Product Highlight Sheet for details.
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5. What are the benefits of investing via this feature?
  • Convenient way to start investing from as low as RM10 (For Save/Invest) and RM100 (For Retire)
  • Gateway to Global & Regional Conventional & Islamic funds
  • Safe and secure platform
  • No investment cap

For fund information, you can refer to the following links: https://bit.ly/FundList and search for the fund name.