Principal Private Retirement Schemes (PRS) retirement solution.
Principal introduces you to a hassle-free solution where the investment mix of the funds will be adjusted gradually over the years, corresponding to your age.
It is a comprehensive retirement solution that starts with accumulation phase, and when it matures, your funds will be moved automatically into decumulation phase. Earlier in the investment period, your cash will be invested into funds with a more aggressive investment mix, and as the years draw nearer to maturity it will shift into a more conservative mix.
Why invest with Principal?
Accumulation Phase (Pre-retirement)
What is Target Date Fund (TDF)?
A fund that is managed towards a target date. The target date is stated in the fund's name, and it is the approximate date you expect to retire. The fund's investment mix will shift gradually (from aggressive towards more conservative) over the years to meet your reducing risk tolerance as you grow nearer to retirement age.
How does it work?
You may select a TDF based on your year of birth:
Invest regularly in the TDF to accumulate wealth.
As the investment mix changes, the TDF may offer a risk and return exposure that is suited to you as you age towards retirement.
Disclaimer
Investing involves risk and cost. You should read the relevant Prospectus, and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) before Investing. You should understand the risks involved, compare and consider the fees, charges and costs involved, make your own risk assessment and seek professional advice, where necessary. Securities Commission Malaysia does not review advertisements produced by Principal. For full disclaimer, please visit bit.ly/Principal-PRS-Disclaimer