Investment platforms are your supermarkets where you can pick and buy funds that are attractive to you. At most, investment platforms need to provide direct, easy access for you to invest and manage your portfolio. However, not all investment platforms are the same, and when it comes to deciding on a suitable platform for you, you must consider these few things:
How do you want to invest?
Think about what you're interested in investing in. Some platforms have limitations on certain regions or sectors, while others give you more freedom. If you want to explore a wide range of opportunities, pick a platform that lets you do just that.
Fees and Charges
Charges for investing are unavoidable, and each platform may charge differently. Do your research and choose the one that suits your investment style.
Guidance
Do you want help choosing your investments? Most platforms won't provide financial advice directly, but some have cool tools and recommended fund lists to assist you. They also offer helpful info about different investments and tips on how to choose the right ones. And hey, some even have ready-made portfolios tailored to specific needs.
Service matters
If you trust a platform with your hard-earned money, you want their customer service and technology to be top-notch. Some platforms take pride in offering amazing customer support, but they might charge a bit more for it. On the other hand, there are platforms with lower fees and more straightforward service. Just make sure you're getting the value you deserve.
What's Next?
Before you make your final decision, do your research. Take control of your financial goals and find the right investment platform. It's your money, after all! So, be smart and make informed choices.
Remember, this is just the beginning of your investment journey. Invest smarter with Principal and rock your financial goals like a boss! Explore our goal-based solutions here: https://www.principal.com.my/en/goal-my.html
Disclaimer
You are advised to read and understand the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) before Investing. Among others, you should consider the fees and charges involved. The registration of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) with the Securities Commission Malaysia (SC) does not amount to nor indicate that the SC recommends or endorses the funds. A copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) may be obtained at our offices, distributors or our website at www.principal.com.my. The issuance of any units to which the relevant Prospectus, Information Memorandum and/or Disclosure Document relates will only be made on receipt of an application referred to in and accompanying a copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document. Please be advised that investment in the relevant unit trust funds, wholesale funds and/ or private retirement scheme carry risk. An outline of the various risk involved are described in the relevant Prospectus, Information Memorandum and/or Disclosure Document. As an investor you should make your own risk assessment and seek professional advice, where necessary. Securities Commission Malaysia does not review advertisements produced by Principal.